Bridge Loans
Long-term and short-term financing options for new Purchase or Refinance that offers the Borrower strategic flexibility & valuable time to execute their exit strategy.
Long-Term Bridge FLEX Product Overview
Loan Purpose
Borrower Type
Eligible Properties
Purchase, limited cash-out (includes delayed financing), or cash-out
Entity or Individual (See full matrix for details.)
Residential, Non-owner occupied, Business-purpose only. Most recently listed for sale > 6 months ago.
Single Family Residences (inc. Condo/PUD)
2-4 Units (75% max LTV)
Warrantable Condo (75% max LTV)
Non-Warrantable Condo (5% Reduction from Max LTV; See new Appendix B to
Bridge Flex Guidelines)
Short-Term Rental - Any Units (See full matrix for details.)
Eligible Properties
Rural, Multifamily, Mixed-Use, Manufactured, Farms, Storage Facilities, Commercial Properties, Land, among others as indicated in guidelines
Experience Minimum
Minimum DSCR
Minimum FICO
Loan Amount
LTV Max
No minimum required.
0.80
660
$100,000 Minimum to $2,000,000 Maximum
80%; See full matrix for details.
Short-Term Bridge Standard Product Overview
Loan Purpose
Borrower Type
Eligible Properties
Purchase, limited cash-out (includes delayed financing), or cash-out
Entity or Individual (see full matrix for details)
Residential, Non-owner occupied, Business-purpose only.
Single Family Residences (inc. Condo/PUD) 2-4 Units
(See full matrix for details)
Eligible Properties
Multifamily, Rural, Mixed-Use, Manufactured, Farms, Storage Faciliites, Commercial Properties, Land, among others as indicated in guidelines
Experience Minimum
LTC Maximum
Minimum FICO
Loan Amount
LTV Maximum As-Is
2+ required
85%
660
$100,000 Minimum to $3,000,000 (2-4 experience limited to $1,500,000)
75%